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	<title>Comments on: Worth-It Wednesday: Living Beneath Our Means</title>
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	<link>http://www.survivingthestores.com/livingbeneathyoumeans.html</link>
	<description>Restaurant Coupons, Extreme Couponing, Retail Coupons, Top Deals, &#38; More</description>
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		<title>By: Kristin</title>
		<link>http://www.survivingthestores.com/livingbeneathyoumeans.html/comment-page-1#comment-4180</link>
		<dc:creator>Kristin</dc:creator>
		<pubDate>Sat, 14 Nov 2009 20:44:29 +0000</pubDate>
		<guid isPermaLink="false">http://www.survivingthestores.com/?p=2230#comment-4180</guid>
		<description>This is great!  It&#039;s so easy to get to the mindset that if you make more money you can spend more money, which I&#039;ve been guilty of in the past.  If we all lived as far beneath our means as we could and keep a good quality of life, we&#039;d all be better off.  It&#039;s much more peaceful to know that you don&#039;t have to rush out and spend money because you have it, and the mall isn&#039;t going anywhere!  My biggest tip is also one of yours.  Stay home, and the temptation stays away--as long as you don&#039;t turn on QVC!  Just kidding, at least for me!</description>
		<content:encoded><![CDATA[<p>This is great!  It&#8217;s so easy to get to the mindset that if you make more money you can spend more money, which I&#8217;ve been guilty of in the past.  If we all lived as far beneath our means as we could and keep a good quality of life, we&#8217;d all be better off.  It&#8217;s much more peaceful to know that you don&#8217;t have to rush out and spend money because you have it, and the mall isn&#8217;t going anywhere!  My biggest tip is also one of yours.  Stay home, and the temptation stays away&#8211;as long as you don&#8217;t turn on QVC!  Just kidding, at least for me!</p>
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		<title>By: Links I Love &#124; Amy Loves It!</title>
		<link>http://www.survivingthestores.com/livingbeneathyoumeans.html/comment-page-1#comment-4133</link>
		<dc:creator>Links I Love &#124; Amy Loves It!</dc:creator>
		<pubDate>Fri, 13 Nov 2009 10:03:50 +0000</pubDate>
		<guid isPermaLink="false">http://www.survivingthestores.com/?p=2230#comment-4133</guid>
		<description>[...] Are you living above your means?  Rachel has a great post on how to live BENEATH your means (and act your [...]</description>
		<content:encoded><![CDATA[<p>[...] Are you living above your means?  Rachel has a great post on how to live BENEATH your means (and act your [...]</p>
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		<title>By: Rachel @ Surviving The Stores</title>
		<link>http://www.survivingthestores.com/livingbeneathyoumeans.html/comment-page-1#comment-4108</link>
		<dc:creator>Rachel @ Surviving The Stores</dc:creator>
		<pubDate>Thu, 12 Nov 2009 16:16:10 +0000</pubDate>
		<guid isPermaLink="false">http://www.survivingthestores.com/?p=2230#comment-4108</guid>
		<description>&lt;a href=&quot;#comment-4102&quot; rel=&quot;nofollow&quot;&gt;@Lavonne&lt;/a&gt;, Yes, I think coveting is definitely the biggest reason why people go more and more into debt.  &quot;Keeping up with the Jones&#039;&quot; is such an accepted aspect of our society that many people don&#039;t even think twice about what it does to their marriages (&amp; children).  

It reminds me of the children&#039;s book that we read to our kids by Max Lucado called &quot;You Are Mine.&quot;  In the book the characters (Wemmicks) all start collecting boxes and balls and compare themselves to everyone else to see who has the most.  It&#039;s a great book with a great lesson!</description>
		<content:encoded><![CDATA[<p><a href="#comment-4102" rel="nofollow">@Lavonne</a>, Yes, I think coveting is definitely the biggest reason why people go more and more into debt.  &#8220;Keeping up with the Jones&#8217;&#8221; is such an accepted aspect of our society that many people don&#8217;t even think twice about what it does to their marriages (&amp; children).  </p>
<p>It reminds me of the children&#8217;s book that we read to our kids by Max Lucado called &#8220;You Are Mine.&#8221;  In the book the characters (Wemmicks) all start collecting boxes and balls and compare themselves to everyone else to see who has the most.  It&#8217;s a great book with a great lesson!</p>
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		<title>By: Lavonne</title>
		<link>http://www.survivingthestores.com/livingbeneathyoumeans.html/comment-page-1#comment-4102</link>
		<dc:creator>Lavonne</dc:creator>
		<pubDate>Thu, 12 Nov 2009 14:50:41 +0000</pubDate>
		<guid isPermaLink="false">http://www.survivingthestores.com/?p=2230#comment-4102</guid>
		<description>This is a great post!! We can all practice living with in or below our means. I have to think about God&#039;s principles and the 10 Commandments. One that really sticks in my mind is &quot;Thy shall not covet&quot;. In today&#039;s society, everyone &quot;feels&quot; the need to out-do their neighbor (even tho none of them can actually &quot;afford it&quot; ).  We, too have made our share of mistakes along the way and I won&#039;t elaborate, but, in about 4 months we will only have our mortgage left to pay off (and that&#039;s about 5 years-I just hope we have enough time to do so). We haven&#039;t had a car payment in 11 years and it feels great to not have that &quot;noose&quot; around our necks. I love Dave Ramsey&#039;s books and we listen to him on the radio and/or T.V. any chance we get. Being self-employed has it&#039;s challenges and we do use ONE credit card to pay for fuel/gas. I know this goes against everything Dave says, but, it is PAID in full each and every month! I use CASH for our groceries and have a certain amount to work with. That being said, whenever we get dollar bills in our change, those are saved (NO matter what) for our &quot;rainy&quot; day fund. I even stash any extra $5&#039;s when I can. A person would be amazed at how fast those dollars can add up.  
I don&#039;t like being a &quot;slave&quot; to the bank and it will feel so good to be debt free! Good Luck all. With self control, you too, can be debt free.  Thanks, Rachel for all you do!</description>
		<content:encoded><![CDATA[<p>This is a great post!! We can all practice living with in or below our means. I have to think about God&#8217;s principles and the 10 Commandments. One that really sticks in my mind is &#8220;Thy shall not covet&#8221;. In today&#8217;s society, everyone &#8220;feels&#8221; the need to out-do their neighbor (even tho none of them can actually &#8220;afford it&#8221; ).  We, too have made our share of mistakes along the way and I won&#8217;t elaborate, but, in about 4 months we will only have our mortgage left to pay off (and that&#8217;s about 5 years-I just hope we have enough time to do so). We haven&#8217;t had a car payment in 11 years and it feels great to not have that &#8220;noose&#8221; around our necks. I love Dave Ramsey&#8217;s books and we listen to him on the radio and/or T.V. any chance we get. Being self-employed has it&#8217;s challenges and we do use ONE credit card to pay for fuel/gas. I know this goes against everything Dave says, but, it is PAID in full each and every month! I use CASH for our groceries and have a certain amount to work with. That being said, whenever we get dollar bills in our change, those are saved (NO matter what) for our &#8220;rainy&#8221; day fund. I even stash any extra $5&#8242;s when I can. A person would be amazed at how fast those dollars can add up.<br />
I don&#8217;t like being a &#8220;slave&#8221; to the bank and it will feel so good to be debt free! Good Luck all. With self control, you too, can be debt free.  Thanks, Rachel for all you do!</p>
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		<title>By: Trish</title>
		<link>http://www.survivingthestores.com/livingbeneathyoumeans.html/comment-page-1#comment-4101</link>
		<dc:creator>Trish</dc:creator>
		<pubDate>Thu, 12 Nov 2009 14:00:08 +0000</pubDate>
		<guid isPermaLink="false">http://www.survivingthestores.com/?p=2230#comment-4101</guid>
		<description>That is a great post.  I think alot of people in the coupon world &quot;get it&quot; but people need to learn that is ok to not have the newest and greatest.  We prefer to live debt free and have our savings and the peace of mind it gives you.  They say money is a huge cause of divorce but maybe if you live below your means and &quot;act your wage&quot; you wouldn&#039;t have the fights about money or lack of.  When you have savings and emergency fund if the stove quits it stinks, but its not the end of the world because the security is there.</description>
		<content:encoded><![CDATA[<p>That is a great post.  I think alot of people in the coupon world &#8220;get it&#8221; but people need to learn that is ok to not have the newest and greatest.  We prefer to live debt free and have our savings and the peace of mind it gives you.  They say money is a huge cause of divorce but maybe if you live below your means and &#8220;act your wage&#8221; you wouldn&#8217;t have the fights about money or lack of.  When you have savings and emergency fund if the stove quits it stinks, but its not the end of the world because the security is there.</p>
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		<title>By: Stephanie</title>
		<link>http://www.survivingthestores.com/livingbeneathyoumeans.html/comment-page-1#comment-4098</link>
		<dc:creator>Stephanie</dc:creator>
		<pubDate>Thu, 12 Nov 2009 05:36:19 +0000</pubDate>
		<guid isPermaLink="false">http://www.survivingthestores.com/?p=2230#comment-4098</guid>
		<description>Great tips!  

My tip is to shop around.  Just because you NEED to buy something, doesn&#039;t mean you need to pay full price!</description>
		<content:encoded><![CDATA[<p>Great tips!  </p>
<p>My tip is to shop around.  Just because you NEED to buy something, doesn&#8217;t mean you need to pay full price!</p>
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		<title>By: Amy @ Amy Loves It!</title>
		<link>http://www.survivingthestores.com/livingbeneathyoumeans.html/comment-page-1#comment-4096</link>
		<dc:creator>Amy @ Amy Loves It!</dc:creator>
		<pubDate>Thu, 12 Nov 2009 03:57:35 +0000</pubDate>
		<guid isPermaLink="false">http://www.survivingthestores.com/?p=2230#comment-4096</guid>
		<description>Definitely worth it!  Budgets are soooo important. Great post, girl!</description>
		<content:encoded><![CDATA[<p>Definitely worth it!  Budgets are soooo important. Great post, girl!</p>
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		<title>By: Alyssa @ Keeping the Kingdom First</title>
		<link>http://www.survivingthestores.com/livingbeneathyoumeans.html/comment-page-1#comment-4094</link>
		<dc:creator>Alyssa @ Keeping the Kingdom First</dc:creator>
		<pubDate>Thu, 12 Nov 2009 03:41:05 +0000</pubDate>
		<guid isPermaLink="false">http://www.survivingthestores.com/?p=2230#comment-4094</guid>
		<description>Oh girl, I *loathe* the mall! Just don&#039;t go there. And you know I am a total Dave fan. :) I am a big believer in &quot;acting our wage&quot;. My biggest tip? Cut up the plastic. Just don&#039;t even have the temptation of a credit card in your wallet. 

Definitely worth it!</description>
		<content:encoded><![CDATA[<p>Oh girl, I *loathe* the mall! Just don&#8217;t go there. And you know I am a total Dave fan. <img src='http://www.survivingthestores.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' />  I am a big believer in &#8220;acting our wage&#8221;. My biggest tip? Cut up the plastic. Just don&#8217;t even have the temptation of a credit card in your wallet. </p>
<p>Definitely worth it!</p>
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