Cutting back on your monthly budget is always one of the biggest new years resolutions every year. I guess in general people overspend on the holidays (hopefully none of you did! 🙂 ) and try to hunker down in January to live off as little as possible to make up for the excessive November and December spending.
So, I thought I would use this week’s Survival Tip Tuesday post to tell you guys about a few great resources to help with your budgeting goals for this year.
Mint.com is owned by Quicken and gives you a one stop place to see all of your banking information for FREE. You add your checking accounts, savings accounts, paypal accounts, mortgages, credit cards…. and they give you a complete summary of your spending. You can set up a monthly budget for different categories and Mint will give you updates on if you are meeting your budget or going over.
And the best part? (…at least for me) I didn’t have to do a THING after I created my account and entered my info!! I can log on at any time and it pulls all of our updated info so that I can see exactly where we are financially at all times. Yeah, I’m not very good at keeping up with financial information that I have to enter on a daily, or really any kind of regular basis.
They have bank-level security on their site, so it is extremely secure.
You can sign up for your FREE Mint.com account here.
Another great FREE option for having all of your accounts in one place is Manilla.com! It works very similarly to Mint, is also extremely secure, and adds the feature of being able to add in all of your rewards accounts, loyalty programs, Groupons (yes, you can see your available Groupons there!), Netflix subscriptions, and more.
Manilla grabs the information from all of your different accounts and consolidates it into one organized website. It lets you know your current balances, payments, upcoming bills, rewards points available, etc… all in ONE place!
You can find more information and sign up on the Manilla Website.
3. Budgeting Spreadsheets
Overall Budgeting Spreadsheets
There are a ton of options for budgeting spreadsheets that you can download to your computer. Here are a few that were listed on Get Rich Slowly, but I’d definitely recommending heading over to see the full list of budgeting spreadsheets:
- Of Zen & Computing has a very bare-bones budgeting spreadsheet that you can use with any spreadsheet program for free.
- Pear Budget is a GREAT online tool for having a budget that’s completely done for you where you don’t have to mess with a spreadsheet at all. There is a fee of $4.95 per month, but you can get that fee waived for each friend you refer to their site. You can also do a free 1 month trial to test it out, AND you don’t have to input any credit card info for the trial which is nice!
- Microsoft has many different finance templates for Excel including several spreadsheet templates for budgets! The ones I saw (there are several) looked really nice with pretty colors and everything. 🙂
I remember the first time I saw my friend Stephanie over at Couponing 101‘s grocery spending spreadsheet (yes, we are friends in real life too!) 🙂 I was completely blown away! She has EVERYTHING that she spent on her grocery listed out by week, as well as how much she would have spent, and how much she saved. WOW!
Sound complicated? Actually it’s not complicated at all because she has the spreadsheet set up to do all of the adding, subtracting, and percentages for you.
Erin over at $5 Dinners has a ton of great meal budgeting resources (of course!) If you’re looking for ways to help with keeping tracking of what you spend for specific meals, check out this great list of meal planning resources!
Not only does Erin have a Grocery Shopping List with Meal Plan and Expense Tracking printable, but she has handy printable organization sheets for overall meal planning, pantry staples, and even planning for your garden!
What do you use to keep track of your budget each year? Do you use an online website, spreadsheets, or pen (or pencil) and paper?
Let us know what you use in the comments below!
*NOTE: The giveaway has ended.*
Official rules: There will be ONE winner for the $25 Amazon Gift Card! Limit 1 entry per person. This giveaway will end on Wednesday January 4th, 2011 at 11:59 pm CST. The winner will be randomly chosen and contacted via email. No purchase necessary to win. You must be 13 or older to enter and have a mailing address within the United States to enter. Odds of winning depend on number of comments. Employees of Surviving The Stores are not eligible for participation. CrossNetwork Media, LLC is not liable for any injury or damage to persons and/or things as a result of the acceptance of the prize offered. This contest is in no way associated, administered, sponsored or endorsed by Facebook. Feel free to also check out our disclosure policy!